the other important part of the healthcare law is the expansion or the use of healthcare exchanges. and there are about 20 states as you know, shannon, across the country that have chosen not to implement a state exchange. in those states there are questions about the irs rule adopted may 18. the irs has come out and says they will assess an employer mandate penalty in states whether they adopted an exchange or not. we believe that is inconsistent with the affordable care act and amended our complaint to challenge the irs rule adopted may 18. >> shannon: talk about a case that both of your states are involved with and this has to do with the dodd frank legislation that was passed that deals with regulating wall street and other financial institutions. you are worryd that it would call for liquidation of certain entities. what is your concern there? >> both dodd frank and the affordable care act represent an attitude that has been permiated out of washington for the last two years. an attitude that, washington, knows best. they tried to seize the healthcare sector of the economy thro